A streamlined lending solution for straightforward scenarios. Competitive rates, fast approvals, and minimal documentation for brokers who need efficiency without compromise.
BK Bright is our streamlined product for standard lending scenarios. Perfect for PAYG borrowers, refinances, and straightforward purchases with full documentation.
For standard full-doc scenarios, receive pre-approval on the same business day. Keep your clients moving forward without delay.
Market-leading rates designed to win business. Our institutional funding partners ensure your clients get the best possible deal.
Two recent payslips and one employment letter is all we need for most PAYG applications. Streamlined for efficiency.
Every BK Bright loan comes with a full offset account at no extra cost. Free unlimited transactions via internet and phone banking.
Give your clients the freedom to pay down their loan faster without penalties. Redraw facility available at no cost.
First home buyers and refinancers can access up to 95% LVR with lenders mortgage insurance. Higher LVRs available for select scenarios.
| Parameter | Details |
|---|---|
| Loan Purpose | Purchase, Refinance, First Home Buyer, Investment |
| Maximum Loan Amount | Up to $5,000,000 per property |
| Maximum LVR | Up to 95% with LMI |
| Loan Term | Up to 30 years |
| Interest Rate | From 4.54% p.a. (variable) |
| Repayment Type | P&I or Interest Only (max 10 years) |
| Offset Account | 100% offset, free unlimited transactions |
| Documentation | Full Doc — 2 payslips + 1 employment letter |
| Redraw | Available at no cost |
| Turnaround Time | Same business day pre-approval |
BK Bright is the go-to product for straightforward lending needs. Whether your client is a first home buyer, an investor, or looking to refinance, BK Bright delivers competitive rates with minimal fuss.
Submit your BK Bright application today and receive a response within hours.