Our flagship lending solution designed for complex scenarios. Maximum flexibility with competitive rates for brokers who need to get deals done where traditional lenders decline.
BK Ultra is engineered for the toughest lending scenarios. From Alt-Doc to complex commercial structures, we provide the flexibility your clients need.
Handle high-value transactions with confidence. BK Ultra supports residential, commercial, and construction loans up to $50 million.
Higher loan-to-value ratios mean more options for your clients. We assess each scenario individually to maximize borrowing power.
Time-sensitive deals can't wait. Our streamlined assessment process delivers pre-approvals within 24 hours of submission.
We understand self-employed borrowers. Accept alternative documentation including BAS, accountant's letters, and bank statements.
Expat and non-resident clients are welcome. We accept overseas income and assets with flexible verification requirements.
Every broker partner gets a dedicated Business Development Manager for immediate scenario evaluation and ongoing support.
Transparent lending criteria so you can assess suitability before submission.
| Parameter | Details |
|---|---|
| Loan Purpose | Purchase, Refinance, Construction, Cash Out, Debt Consolidation |
| Maximum Loan Amount | Up to $50,000,000 |
| Maximum LVR | Up to 90% (risk-based assessment) |
| Loan Term | 1 to 30 years |
| Interest Rate Type | Variable and Fixed options available |
| Repayment Type | Principal & Interest, Interest Only (up to 10 years) |
| Security Types | Residential, Commercial, Industrial, Rural, SMSF |
| Documentation | Full Doc, Alt-Doc, Low-Doc, No-Doc (select products) |
| Credit Impairments | Considered on a case-by-case basis |
| Turnaround Time | 24-48 hours for pre-approval |
BK Ultra is specifically designed for loan scenarios that fall outside standard lending criteria. We take a common-sense approach to credit assessment, looking at the full picture rather than relying solely on automated scoring systems.
Our credit team is standing by to assess your client's situation.